A working framework for the agentic age

Saraswati, Lakshmi,and the Ledger

AI is making capability easier to access. Crypto is making value easier to program. An old pair of questions helps me decide what deserves to be built next.

A contemporary generated interpretation of Saraswati and Lakshmi connected by water, brass ledger lines, and cyan computational paths.
Contemporary generated interpretation. The imagery is personal and symbolic, not a claim of canonical Hindu iconography.

Two kinds of power.

I do not see my daughters every day. But every time we are together, they leave me with at least one question I am still thinking about after they go home. At seven, they ask why different gods hold different things. Why one sits on a flower. Why knowledge has music.

I was born into Hinduism, but their questions have made me study parts of it more carefully than I did as a child. Every answer seems to produce another question. I have spent more time following the strange side paths of those conversations than I care to admit.

Eventually I gave them a simple mnemonic: two kinds of power. Saraswati is associated with learning, speech, music, memory, and discernment. Lakshmi is associated with prosperity, abundance, good fortune, and flourishing. One asks what you understand. The other asks what you do with what you have.

That is not a complete map of Hinduism. Hindu traditions are plural, regional, and full of overlapping meanings. What I like about the frame is that one figure is never asked to carry every human need. Knowledge, prosperity, protection, destruction, and devotion can have different faces. The stories can disagree and still leave something useful behind.

The personal photograph belongs in this chapter before publication. The daughters remain part of the reason for the piece, not its promotional subject.

Generated editorial portrait inspired by Saraswati with a veena, manuscript, water, swan, and circuit-like lines.
Knowledge is more than information. The Saraswati side asks whether a system helps us learn, create, discern, and act.
Generated editorial portrait inspired by Lakshmi with a lotus, grain, flowing water, and elephants.
Prosperity is more than money. The Lakshmi side asks what value is created, who shares it, and whether it can endure.
What if AI is polytheistic?

I encountered a modern version of this frame through Balaji Srinivasan and the Network School. His phrase is blunt: “AI is polytheistic, not monotheistic.” There may never be one all-knowing model. There are many models, built by different groups, with different strengths, limitations, values, and patrons.

That felt immediately familiar. In the Hindu frame, different forms of divinity help people think about different forces. You do not ask one symbol to explain everything. I now look at the frontier AI labs in a similar way: not one oracle, but a pantheon of imperfect intelligences. The model you choose matters. So does who built it, what it was trained to reward, and what you ask it to do.

The analogy is imperfect, but it gives me a better question than “Which AI wins?” What kind of power does this model offer—and what is missing from it? That is where the Saraswati and Lakshmi tests begin.

Balaji: AI is polytheistic, not monotheistic · The Network School

The Saraswati test and the Lakshmi test.

Choose a product, protocol, company, or policy. Answer these six questions honestly. The balance is not a universal score; it is a way to expose what your enthusiasm may be hiding.

The Saraswati test

Does it deepen human capability?

Look for truth, learning, understandable rules, and better judgment—not merely faster output.

The Lakshmi test

Does it create durable flourishing?

Look beyond price. Ask who receives the value, who bears the risk, and what remains after the excitement.

Your reading

Start with the questions.

A useful system needs more than intelligence or money. Mark only what you can defend.

Flip through the idea.

Five frames · swipe or use arrows
Saraswati and Lakshmi connected by a luminous ledger.
01 / An old balanceKnowledge and prosperity are powerful together—and dangerous when separated from judgment.
Saraswati-inspired portrait with manuscript, music, water, and circuits.
02 / CapabilityAI can make intelligence abundant. It can also make confident nonsense abundant.
Lakshmi-inspired portrait with lotus, grain, water, and elephants.
03 / FlourishingCrypto can program value. It cannot tell us which values deserve to be programmed.
Family memories and computational paths flowing into a luminous ledger.
04 / The receiptA ledger can preserve rules and receipts. It cannot prove that every outside claim was honest.
A brass scale balancing manuscript and music against lotus and grain over a ledger grid.
05 / The practiceBuild small. Inspect the evidence. Ask both questions again.

From digital money to software that can spend.

Bitcoin, Ethereum, Solana, and agentic payments are not the same technology. This is the shortest map I know from a digital receipt to software that can act on one.

2008 / Bitcoin

Scarcity strangers can check

A public ledger made digital ownership and settlement possible without one central bookkeeper. Read Nine Pages.

2015 / Ethereum

The ledger becomes programmable

Smart contracts let applications share executable rules, assets, and settlement.

2020 / Solana

Lower-cost execution

Solana optimized a layer one for fast, inexpensive activity, with real validator hardware and stake-distribution trade-offs.

Next / Agentic

Software can act—and settle

Agents can choose and transact. The hard part is giving them limits, accountability, and receipts.

What I am testing in public.

A luminous ledger receiving streams of human memory and computational action.
The ledger preserves the receipt. Human judgment still decides what the receipt means.

Where the metaphor breaks.

AI is not wisdom

It predicts plausible outputs. It can accelerate learning and manipulation with the same machinery.

Crypto is not prosperity

Programmable ownership can coordinate real value or manufacture a faster casino.

A ledger is not truth itself

It can prove what was recorded and under which rules. It cannot automatically verify the physical world.

Solana is not magic

Low cost and speed matter, but so do validator demands, stake concentration, security, and operational history.

What do we know? Who flourishes? What can the ledger actually prove?